Never run behind a running train or a bus. We all have been told this by the elders. And rightly so. However, the reality is just the opposite. Whenever a train is beginning to leave the station, people run behind it to board. They have a such great practice that more often than not, they hold the bars beside the door and maintain their balance and get in. Commendable but risky. Yet, there are a few...
When I was a kid, my mother was my tutor. She would often ask me about the chapters I find tricky. Let’s start with that chapter only, she would insist. I hated it back then, I still hate it today. But over years, that approach became my habit. It helped. When we do not know where is the life headed, retirement planning for obvious reasons drop to the bottom of our to-do list. But, my learning...
You have a lumpsum amount to invest for the short-term, but you are not really sure which instrument to choose. The returns on FDs are too low. PPF is giving slightly higher returns but the lock-in period dissuades you. Need not worry! There is an investment product that may fetch you double the FD and PPF returns in the short-term. This is P2P lending. All you have to do is sign up on a P2P lending...
Hunting for newer investment avenues? Any luck beyond equities, debt and low-yield small savings schemes? Bitcoins, you say! But don’t you fear volatility? Can you digest 20-30 per cent freefall just every other day? Most of you cannot. Let us introduce you to a product that has become a rage among millenials! Peer-to-peer lending, or P2P lending, is a short-term investment avenue that may...
Ignorance is bliss. Whoever came up with this phrase would have been talking in a philosophical sense. In the real world, ignorance is not an excuse. Want an example? CORONAVIRUS. This pandemic has cost the world more than any other tragedy or calamity in recent memory. The government and the people ignored early signs of the onset of the pandemic and India suffered. Worse, those who took precautions...
We hear everyone say save money for a rainy day. Most of us do. We have our umbrellas in place. But, what if rains don’t stop? Or, it keeps raining for days or weeks? Our umbrellas won’t be enough. We would need a raincoat and a solid roof over our head. What is your solid roof in case of a health emergency? Some of you may have bought a health insurance policy. But, would that be enough if you...
The stock markets are on a roll. Bech dun kya? The Sensex and Nifty, and even Midcap and Smallcap indices have been hitting fresh highs. You track your portfolio. You are elated with huge gains. Bech dun kya? You wonder to yourself. There is nothing wrong in booking profits if you see attractive gains in your portfolio. But, this is not an ideal approach. We at CIIS encourage you to...
As the world grapples with environmental challenges, the concept of sustainable living has gained prominence. In Noida, a fast-growing city in the National Capital Region (NCR) of India, eco-friendly real estate options are on the rise. These properties not only reduce their environmental impact but also offer a healthier and more energy-efficient lifestyle. Let's explore the eco-friendly real estate...